Subject to your compliance with all of the terms and conditions in these Terms of Service, you may use the Portal to authorize one-time electronic payments or receive electronic payments (the “Payment Service”). The maximum amount that you may authorize for any payment is $9,999.99. Your payment will be posted in the payments section of the Portal.
You may not schedule a posting date for any payment more than ninety (90) days in advance of the scheduled posting date.
To use the Payment Service, you must add a bank account or credit card to your account within the Portal (each, a “Payment Form”). When you add a Payment Form and schedule a payment from that Payment Form, you authorize us to debit or credit, as appropriate, electronic payment(s) from or to that Payment Form as scheduled. You warrant that you have the authority to authorize us to debit or charge, as applicable, the scheduled payment(s) from the Payment Form you have picked.
If paying via bank transfer, funds must be available in the linked bank account when an electronic payment is processed against that account. If a scheduled online payment fails because the linked bank account contains insufficient funds to satisfy the entire amount of your scheduled payment, you are not relieved of your responsibility to timely pay any amount then due and any penalties imposed by us, your bank or any other third party for insufficient funds.
If paying via credit card, you may be entitled to dispute a transaction, also known as a chargeback. If a scheduled online payment is reversed because of a chargeback, you are not relieved of your responsibility to timely pay any amount then due and any penalties imposed by us, your bank or any other third party.
You may terminate or revoke a payment initiated through the Payment Service if it is not in process by clicking on the applicable pages of the Portal; however, you are not permitted to affect, change, revoke or terminate a payment if that payment is in process, except as permitted by law. This means, among other things, that if you or we terminate your online payments, that termination will not terminate any payment that is in process.
You also may have the legal right to revoke electronic payments by contacting the financial institution that holds your linked bank account or issued your credit card. Contact your financial institution to determine the information your financial institution needs to process your revocation and the time your financial institution needs to process any revocation.
We may terminate or suspend your use of the Payment Service or Portal at any time in our sole discretion.
There may be a fixed and flat convenience fee to use the Payment Service. Such fee is displayed at the time you make or schedule a payment. We reserve the right to change the fee amount for your use of the Payment Service. Also, you will be responsible for paying any amount you may owe other persons or companies related to the use of the Payment Service or any bank account or credit card linked to online payments. For example, a bank may charge a fee in connection with electronic payments debited to (taken from) a bank account you use to make a payment through the Portal.
By agreeing to these Terms of Service, you are directing and authorizing us to verify the information you’ve provided and obtain additional background information about you through any means, including using a third party consumer reporting agency, such as GIACT Systems, LLC (P.O. Box 1116 Allen, Texas 75013 Fax: (469) 424-0887), to prepare a consumer report or an investigative consumer report for the purpose(s) of: validating the existence of an account (as defined in 12 C.F.R. § 229.2(a)) (an “Account”) and all associated data as part of determining whether to accept or decline a check or automated clearinghouse entry (each an “Item”) as payment for goods or services or determining whether to allow the Account or application to be enrolled for use in connection with future transactions by validating that the Account exists and/or is in good standing.
You further direct and authorize us to obtain from any law enforcement agency, present or past employer or supervisor, landlord (as allowed by law), finance bureau/office, credit bureau, collection agency, college, university or other institute of learning or certification, private business, military branch or the national personnel records center, personal reference and/or other persons, and authorize these entities to give records or information that they may have concerning your status as a registered sex offender (as allowed by law), criminal history (as allowed by law), motor vehicle/driving history, earnings history, credit history, character, general reputation, personal characteristics, mode of living, employment records, record of attendance and earned degrees or certificates, or any other information requested, whether the said records are private or public, and including those which may be deemed to be privileged or confidential in nature. Preparation of all consumer reports and investigative consumer reports will follow applicable federal, state, and local laws and regulations.
You have the right, upon written request made within a reasonable time after receipt of this notice, to request disclosure of the nature and scope of any investigative consumer report. You also acknowledge that our
Privacy Policy is available to you.
View a summary of your rights under the Fair Credit Reporting Act.Washington State residents only: You also have the right to request from the relevant consumer reporting agency a written summary of your rights and remedies under the Washington Fair Credit Reporting Act.
New York residents only: You have the right to inspect and receive a copy of any investigative consumer report requested by the us by contacting the relevant consumer reporting agency identified directly. You may also contact the us to request the name, address and telephone number of the nearest unit of the consumer reporting agency designated to handle inquiries, which we shall provide within 5 days.
Michigan residents only: In connection with your authorization set forth above, you further authorize a third party consumer reporting agency such as GIACT Systems, LLC (P.O. Box 1116 Allen, Texas 75013 Fax: (469) 424-0887) and any of its agents and affiliates to access your protected personal identifying information.